💸SWP (Systematic Withdrawal Plan) Calculator
Examples
Example: SWP Calculation
Input: Total Investment: ₹50,000, Withdrawal per month: ₹1,000, Expected return: 10% p.a., Time period: 1 year
Output: Total withdrawal: ₹12,000, Final value: ₹42,565
By withdrawing ₹1,000 each month over 12 months, you receive ₹12,000 in total. The unwithdrawn portion continues to earn returns, resulting in a final value of ₹42,565.
Frequently Asked Questions
What is an SWP?
An SWP (Systematic Withdrawal Plan) is a feature that allows investors to withdraw a fixed amount from their mutual fund investments at set intervals, such as monthly or quarterly.
How is the final value calculated in an SWP?
Each month, after the withdrawal, the remaining balance in the fund continues to grow at the expected annual return rate. The final value represents what's left after all scheduled withdrawals and accumulated growth.
Who should use an SWP?
SWPs are ideal for individuals seeking a predictable stream of income, such as retirees. It helps maintain liquidity without redeeming the entire investment.
How to Use the SWP Calculator
The SWP Calculator lets you plan and visualize the impact of regular withdrawals from your mutual fund investment. Just input your total investment, the monthly withdrawal amount, expected annual return, and investment duration. Our tool will compute your total withdrawals and the remaining balance at the end of the selected period.
Examples
Example: SWP Calculation
Input: Total Investment: ₹50,000, Withdrawal per month: ₹1,000, Expected return: 10% p.a., Time period: 1 year
Output: Total withdrawal: ₹12,000, Final value: ₹42,565
By withdrawing ₹1,000 each month over 12 months, you receive ₹12,000 in total. The unwithdrawn portion continues to earn returns, resulting in a final value of ₹42,565.
Frequently Asked Questions
What is an SWP?
An SWP (Systematic Withdrawal Plan) is a feature that allows investors to withdraw a fixed amount from their mutual fund investments at set intervals, such as monthly or quarterly.
How is the final value calculated in an SWP?
Each month, after the withdrawal, the remaining balance in the fund continues to grow at the expected annual return rate. The final value represents what's left after all scheduled withdrawals and accumulated growth.
Who should use an SWP?
SWPs are ideal for individuals seeking a predictable stream of income, such as retirees. It helps maintain liquidity without redeeming the entire investment.